Is the Home Selling and Buying Process in England Broken?

If you’ve ever bought or sold a property in England, chances are you’ve encountered some frustrations along the way. The current system can feel outdated, inefficient, and riddled with uncertainty. From unclear property conditions to drawn-out conveyancing, the process can be stressful and unpredictable.

At Wishart Estate Agents, we believe the system has its flaws, and we get just as frustrated as you do. However, we’re here to guide you every step of the way. Let’s take a closer look at why so many people find the process challenging and how you can navigate it more smoothly.

The Pain Points of the Current System

1. Uncertainty Over Property Condition
   One of the biggest complaints is that buyers often don’t know the full condition of a property until a survey is completed—and that’s after an offer has already been made and accepted. This can lead to last-minute renegotiations or even the deal falling through.

2. Lengthy Conveyancing Process
   Conveyancing can take months. Delays often occur due to slow searches, incomplete paperwork, or waiting for others in the chain to progress. It’s a system that frequently feels painfully slow.

3. Chain Collapses
   Property chains are fragile. A single issue, such as a buyer pulling out or a mortgage offer expiring, can cause the entire chain to collapse, leaving everyone involved scrambling for alternatives.

4. Last-Minute Pull-Outs
   In England, buyers or sellers can pull out of a deal right up until contracts are exchanged. This lack of commitment adds immense stress and uncertainty.

5. Exchange to Completion Timelines
   Once contracts are exchanged, the time to completion is often just a week or two. While this works for some, it can be a nightmare for those needing to arrange removals or move into rented accommodation. For instance, renters often can’t place a deposit until they’ve exchanged contracts, leading to the risk of being tied into both mortgage and rental payments.

How Wishart Estate Agents Can Help

At Wishart Estate Agents, we understand the frustrations of the system—and we share them! With years of experience navigating these challenges, we’ve developed strategies to help make the process as smooth as possible. While we can’t fix the system with the click of a button, we can guide you through it with expert advice, clear communication, and practical solutions.

Our Top Tips for Moving Things Forward

1. Get Organised Early

   • Sellers: Gather essential documents such as title deeds, warranties, renovation paperwork, and proof of identity before listing your property. We’ve got a handy list for you to follow.
   • Buyers: Ensure your finances are in order and obtain a mortgage agreement in principle before starting your property search—we’ve got a list for you too!

2. Choose the Right Professionals

   • Use a proactive solicitor or conveyancer with good reviews and experience in handling property transactions. Ask your estate agent who they work best with, and don’t forget to ask if they receive a referral fee from that solicitor. (We don’t take referral fees; we only recommend those who care for our clients as we would.)
   • Opt for a trusted surveyor to quickly assess the property’s condition. Again, check with your agent for recommendations of reliable local surveyors.

3. Be Ready for Surveys

   • Sellers: Address any obvious issues, such as damp or broken fixtures, before listing your property.
   • Buyers: Book your survey promptly after your offer is accepted.

4. Communicate Regularly

   • Stay in regular contact with your solicitor and estate agent to ensure they’re progressing your case.
   • Respond to requests for information promptly to avoid delays—this is key to a smooth sale.

5. Understand the Process

   • Familiarise yourself with the steps involved in buying or selling a property. Knowledge can reduce stress and help you anticipate potential delays. If you’re unsure, call and ask—we’re here to help.

6. Prepare for Exchange and Completion

   • Plan your move well in advance. Book removals and notify utility providers as soon as exchange dates are confirmed.
   • Have a backup plan in case there’s a delay or issue with your onward move.

Moving Forward Together

The home-buying and selling process in England may be far from perfect, but with the right support and preparation, it can be less daunting. At Wishart Estate Agents, we’re committed to making your journey as smooth as possible.

With over 20 years in the property industry, there are few circumstances and challenges we haven’t faced for our clients. With expert guidance, effective communication, and a wealth of experience, we’re here to help you navigate every twist and turn.

If you’re ready to buy or sell—or if you simply want to chat about making the process easier—get in touch with us today. Together, we’ll make your property journey a success.